We understand that your home is one of your most valuable investments—and protecting it is a top priority. That’s why Vance Realty Group offers mortgage insurance solutions designed to give you and your loved ones peace of mind. Whether you're buying your first home or refinancing, our team makes it simple to safeguard your mortgage in case the unexpected happens.

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How it Works

Get in Touch with

Vance Realty Group

The first step is simple: contact Vance Realty Group to begin the process. Whether you call, email, or fill out an online form, our team will gather key details about your property, such as its location, size, condition, and any specific circumstances you're facing (such as financial challenges or urgent repairs). This helps us better understand your situation and start crafting the best solution for you.

Explore Options

Once we have the necessary information, we’ll schedule a time that works best for you to visit your home. During this visit, one of our experienced team members will assess the property in person, taking note of its condition, features, and any repairs or improvements that may be needed. This step ensures we can provide an accurate and fair offer based on the home’s true value. The appointment is designed to be flexible, so you can choose a time that fits your schedule.

Choose a Plan

After reviewing your property, we’ll present you with a no-obligation, all-cash offer. Unlike traditional buyers, we don’t require you to make any repairs or upgrades to the home. We buy homes as-is, so you won’t have to worry about additional costs or delays from renovations. Our goal is to make the process as smooth as possible for you, providing an offer that’s fair and transparent. If you’re happy with the offer, you can move forward without any pressure or commitments.

Get Protected

If you decide to accept the offer, we’ll move forward with purchasing your home as quickly as possible. There are no long waiting periods, endless negotiations, or unexpected surprises. We handle all the paperwork, and since we buy directly from you, there are no agents or middlemen involved. You’ll be able to sell your home on your terms and close on your timeline, allowing you to move on with ease and without the typical hassles of a traditional home sale.

How It Works

Get in Touch with Vance Realty Group

Share Details About Your Property

Book a Visit

We'll set up a convenient time to tour your home.

Receive Our Cash Offer

Receive a No-Obligation Cash Offer – No Repairs Needed!

Sell Your Home Quickly and Hassle-Free

If you accept, we'll purchase your home quickly and stress-free.

Frequently Asked Questions

How do I get started with mortgage insurance?

Fill out the “Mortgage Insurance” form on our website, and a representative will contact you shortly to discuss your options.

What does mortgage insurance cover?

Mortgage insurance helps pay off or cover your mortgage payments in the event of death, disability, or sometimes job loss—depending on the type of policy you choose.

How much does mortgage insurance cost?

Costs vary depending on your age, loan amount, and type of coverage. We’ll provide a personalized quote so you know exactly what to expect—no hidden fees or surprises.

Can I still get coverage if I already have a mortgage?

Yes, we offer policies for both new and existing mortgages. Whether you just bought your home or are years into your loan, we can help you protect it.

What happens if I refinance my mortgage?

Your coverage can often be adjusted or transferred. Our team will work with you to make sure your protection stays in place.

Is mortgage insurance the same as PMI (private mortgage insurance)?

No, it’s different. PMI protects the lender if you default on your loan. Our mortgage insurance protects you and your family by helping to pay off the mortgage if something happens to you.

What if I change my mind?

Most policies include a free-look period—typically 10 to 30 days—where you can cancel and get a full refund if you decide it’s not right for you.